Clane GAA

Founded 1884

Co. Kildare

Player Injury

Clane GAA Player Injuries Club Policy

Our club policy regarding Football and Hurling player injuries and best practice in the event of a player injury occurring is outlined below.

Our policy ensures that:

  • All members are treated equally and fairly if an injury occurs.
  • Ensure that our Club makes the best use of compensation schemes outside of club finances. This includes the GAA Injury Benefit Fund and the player's private health insurance.
  • To endeavor to prevent players from incurring unrecoverable excessive expenses following injury.
  • Injured players can make a timely recovery without delay.

Our Club player injury policy

  • Every player needs to be a fully paid-up registered member of CLANE GAA Club to avail of the G.A.A. Injury Scheme - "GAA Injury Benefit Fund”
  • GAA Membership Year runs from January 1st – December 31st annually and it is a requirement as per the official guide that all members are registered to be considered for coverage by GAA Injury Benefit Fund
  • Membership MUST be paid before participation in any Training, Official Fixtures or Challenge Matches.
  • ALL INJURIES requiring medical treatment require a completed Player Injury Report form to be completed - CLICK HERE
This form is automatically routed to the Club Player Injury Officer

If a Player gets injured at a Match or Training or Challenge Game
  • The player needs to inform the team management during or after the match/training session that he got injured. 
  • If a player needs to attend a physiotherapist, doctor or hospital; player needs to ensure that the attending doctor or hospital completes this Medical Certification Form. 
  • Team managers please report the injury to your team physio, Club Secretary and Club Player Injury officer as soon as possible after the training session or match.
In addition, If a Player gets injured at a match or challenge game, team managers need to
  • Ensure that the referee is informed of the injury after the match and that the referee is advised to note this in his report.

The Club Player Injury Officer will register the injury online with  "GAA Injury Benefit Fund” in  DWF Claims portal. Any potential claim needs to be submitted within 60 days of the injury for claims to be processed. Claims are valid  over the following 2-year period. 

NOTE: A player injury report form must be completed online  click here 
 

GAA Injury Benefit Fund

The GAA Injury Benefit Fund is not insurance. The Injury Fund is a benefit cover funded entirely from Club and Central Council contributions. The Injury Benefit Fund is not an Insurance Scheme and is therefore not regulated by the Central Bank.

The Fund provides cover for registered members participating in an Official Fixture or Official supervised training session as part of a team registered with the fund. DWF Claims are the appointed Administrators of the fund and they administer the fund on behalf of the GAA.

There is no legal obligation on the GAA to provide an Injury Fund. Risk is an inherent factor in sport, as in life. When members voluntarily take part in Club activities they accept the risks that such participation may bring.

The Injury Fund does not seek to fully compensate but to supplement other covers such as Private Health Insurance, National Health Insurance, Personal Accident Cover, Employment benefit covers, Income Payment protection covers etc.

The club policy has been revised. The club asks that all our Senior & Minor players have their own Private Health Insurance policy as the club is no longer in a position to payout for any injury-related expenses

 Benefit Coverage

Claims reported more than 60 days after the injury date will NOT be covered

The GAA Injury Fund requires players with private health insurance to utilise their coverage for all medical expenses before seeking reimbursement from the fund.

If private insurance does not cover a particular treatment, the GAA Injury Benefit Fund will require written confirmation from the player's insurance company stating the reason for the lack of coverage



All playing members of Clane GAA must familiarise themselves with the terms and benefits of the GAA Injury Benefit Fund. An overview of what is and isn’t covered are outlined below:

Under the terms of the fund

There is a €100 excess deduction if the player does not have private health insurance.
€100 excess is waived for players with private health insurance.

RECEIPTS COVERED/TREATMENT
  • Otherwise, unrecoverable inpatient and outpatient medical expenses up to a maximum of €4,500.  Excludes the first €100.00
  • Includes cover for MRI scans up to a limit of €300 per scan
  • Includes post-operative physiotherapy/treatments up to a maximum limit of €320 – Does not include any pre-operative physiotherapy NOTE: Only post-surgery physio covered
  • Otherwise unrecoverable dental expenses up to a maximum of €4,500 – Excludes the first €100.00
  • In-patient hospital stays for a minimum of ten days to a maximum of 15 days, up to €400 per day. 
  • Loss of wages to those in full-time employment (more than 16 hours a week) up to 26 weeks (up to €300.00 per week; Does not include the first week; Does not include overtime, bonuses, commission, allowances etc. )
  •  Consultations with Medical Attendant
  •  X-rays
  •  Surgery
  •  CT Scan(Maximum €300 per scan)
  •  MRI(Maximum €300 per scan)
  •  Prescription
  •  Dental: Root Canal, X-rays, Fillings, Extraction, Capping etc.
  •  Biomechanics/Chiropractor – Considered to be  Physio so will be allowed if post-operative.
  •  Private medical insurance Excess
  •  Cast – Covered as it is considered treatment from a medical consultant.
 RECEIPTS NOT COVERED EXCLUSIONS 
  •  Knee Brace/Walking boot/Crutches – No cover – Not considered treatment under the fund
  •  Doctor Certs/Filling out forms/Doctors’ letter – No Cover
  •  Any cryogenic treatment – No Cover
  •  Holistic Medicine – No Cover  

Relevant Forms & Links
Clane Injury Report Form

Club Player Injury Policy

GAA website - https://www.gaa.ie/my-gaa/administrators/gaa-injury-benefit-fund

DWF Claims Medical Certification

DWF Claims Club Player Declaration

 

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